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Payment · a refund, not a transfer

The credit card at the casino

A payout onto a card is technically not a payment at all but the reversal of the deposit. Everything else follows from that.

The route is familiar and comfortable: enter the card number, the amount is credited. The way back works differently from what most people expect, and that is the single point worth knowing about it.

Which payment routes work in both directionsIn is not outThe cashier page keeps two lists. Almost nobody reads past the first.inoutPaysafecardprepaid card: in yes, out neverPayPalif the operator carries itKlarna / Sofortthe return leg goes to the bank accountTrustlybank account in both directionsCredit cardback only up to the deposited amountCryptosame network in both directions
Deposit and withdrawal are two separate lists on the same cashier page. A route that only takes money forces a switch at exactly the moment something is due to be paid out.

A refund up to the amount deposited

For this case the card infrastructure knows the reversal of an earlier payment. So what goes back onto the card is at most what came off it. Whatever exceeds that — the winnings, in other words — runs over a different route, as a rule a bank transfer.

What that means for the sequence

  1. The part up to the amount deposited comes back onto the card as a refund, often spread over several days.
  2. The rest requires a second route to be on file.
  3. That second route is verified, and it happens once the amount is already outstanding.
  4. Two entries appear on the card statement, and they partly cancel each other out.

Debit and prepaid cards

The same principle holds for debit cards. Prepaid cards with no refund function, by contrast, behave like prepaid vouchers: in yes, out no. The Paysafecard case.

When the card is still the right choice

When no other route is available and the amount stays modest. Anyone who reckons on a withdrawal sets the second route up while opening the account — at a point with no time pressure on it.

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A cashier in six currencies, a licence that can be looked up in the authority's own register, and a bonus whose wagering factor is written as a number in the terms.

  • 150 % on the first depositfrom the equivalent of 20 euro
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More on payment methods

The remaining pages of this section, each on a question of its own. Payment methods at an online casino pulls them together.

Four checkpoints per operator · 18+

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